Managing cash reserves is essential for handling unexpected expenses, investments, or economic downturns. Without a structured process, finance teams may over-allocate, under-utilize, or misclassify reserves, leading to missed opportunities or liquidity challenges. Cflow allows allocation requests to be submitted with purpose, amount, and timeline. These are routed through predefined approval hierarchies based on thresholds or department. Once approved, entries are logged and monitored for usage against the reserve target.